What is SR22 Insurance and When Do You Need it

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about sr22 california dmv

What is SR22 insurance? 

SR22 insurance is a type of car insurance that is typically required for drivers who have been convicted of DUI/DWI or other serious traffic violations. SR22 California DMV is not a standard insurance policy but rather an additional document that is filed with your car insurance company to show proof of financial responsibility. Drivers who are required to have SR22 insurance are considered to be high-risk drivers and are therefore subject to higher insurance premiums. 

In order to obtain SR22 insurance, drivers must first purchase a standard car insurance policy. Once the policy has been obtained, the driver must then contact their insurance company and request that the SR22 endorsement be added. The SR22 form is typically filed with the Department of Motor Vehicles in your state. Drivers who are required to have SR22 insurance are typically required to maintain it for a period of three years. 


The cost of SR22 insurance varies depending on the insurance company and the driver’s individual risk factors. However, drivers who are required to have SR22 insurance can expect to pay significantly higher premiums than those who are not. 


When do you need SR22 insurance? 

If you are caught driving without insurance, you may be required to get SR22 insurance. SR22 insurance is a type of liability insurance that is often required for drivers who have been caught driving without insurance or who have been involved in accidents. SR22 insurance typically costs more than regular insurance, and it is important to maintain your coverage for the entire length of time that you are required to have it.

If a driver who is required to have SR22 insurance does not maintain it, they may face serious consequences such as the suspension of their driver’s license. In addition, the driver may be required to pay a fine and/or have their vehicle impounded.

The length of time you need SR22 insurance depends on the reason why you were required to get it in the first place. For example, if you were convicted of a DUI, you may be required to maintain SR22 insurance for three years.


If you want to learn more about SR22 insurance, contact us today! You can get the best cheap auto insurance rates, coverage, and policy when you work with Pay Low Insurance!

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